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Writer's pictureIvan Tsar

The prepper rules for budgeting the right way


Prepping, short for preparedness, is all about ensuring you and your loved ones are ready for any emergency or disaster that may come your way. While it's essential to have a well-stocked pantry and a comprehensive emergency plan, it doesn't have to break the bank. In this article, we'll explore how to prep on a budget using the 80/20 rule for dry and wet foods and the 90/10 rule for stocking up on essentials versus perishables.


The 80/20 Rule: Dry vs. Wet Foods


The 80/20 rule, also known as the Pareto Principle, suggests that roughly 80% of your outcomes result from 20% of your efforts. Applied to prepping, it means that 80% of your food supplies should consist of dry goods, while the remaining 20% can be wet or perishable items.


Dry Foods (80%):


Dry foods are your prepping foundation. They have a longer shelf life, making them a cost-effective choice.

Invest in staples like rice, pasta, beans, lentils, oats, and flour. These items can be purchased in bulk and stored for an extended period.

Vacuum-seal or use Mylar bags to extend the shelf life of these items even further.

Rotate your dry food stock to ensure nothing goes to waste.

Wet Foods (20%):


Wet foods encompass canned goods, frozen foods, and perishables.

Choose canned fruits, vegetables, soups, and meats with a longer shelf life.

Utilize your freezer space for frozen vegetables, fruits, and proteins like chicken or fish.

Remember to check expiration dates and use a "first in, first out" approach to keep your wet food supplies fresh.

The 90/10 Rule: Stocking Up vs. Perishables


The 90/10 rule emphasizes the importance of prioritizing non-perishable items and essentials when prepping, allocating 90% of your resources to these items and 10% for perishables and ongoing shopping.



Stocking Up (90%):


Focus on building a substantial supply of non-perishable items such as dry foods, water, hygiene products, and essential tools.

Water is critical; store at least one gallon of water per person per day for a minimum of three days.

Invest in water purification methods like filters or purification tablets for a renewable water source.

Don't forget essentials like first aid supplies, flashlights, batteries, and a multi-tool kit.

Shopping for Perishables (10%):



Allocate a small portion of your budget for perishable items like fresh fruits, vegetables, dairy, and bread.

Rotate perishable items regularly to avoid spoilage.

Pay attention to sales, discounts, and coupons to maximize your budget's effectiveness.

Budget-Friendly Prepping Tips


Buy in bulk to take advantage of discounts and reduce costs over time.

Purchase store-brand or generic products when possible to save money.

Plan your meals around your prepped dry and wet foods to minimize food waste.

Consider growing your own herbs, fruits, or vegetables if you have space, reducing your reliance on store-bought perishables.

Learn basic food preservation techniques like canning, drying, or pickling to extend the shelf life of fresh produce.



Prepping on a budget is not only possible but also a responsible way to ensure you and your family are prepared for emergencies without straining your finances. By following the 80/20 rule for dry and wet foods and the 90/10 rule for stocking up versus perishables, you can build a well-rounded and cost-effective emergency preparedness plan. Remember to stay organized, rotate your supplies, and continue learning about sustainable prepping practices to make the most of your budget.


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